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Full detail: Where this data comes from
Visa is a global payment technology company that facilitates electronic funds transfers by providing consumers, businesses, and governments with secure, convenient, and reliable payment solutions. Through its network of financial institutions and partners, Visa enables individuals to make purchases, transfer money, and access other financial services in over 200 countries and territories worldwide. The Visa Developer platform provides APIs for money movement (Visa Direct), merchant intelligence, account validation, transaction controls, foreign exchange, digital wallets, tokenization, and more.
Areas: Visa · Account · Banking · Credit Cards · Digital Commerce · Digital Wallet · Fintech · Foreign Exchange · Fraud Prevention · Merchants · Money Movement · Payments
Everything profiled for Visa is published on APIs.io rather than in this repository. Start at the provider page — apis.io/providers/visa/ — or go straight to one of the APIs or properties below.
- Visa Government Insights Hub — The Visa Government Insights Hub is a platform that provides government agencies with valuable information and resources to help them make informed…
- Visa Payment Account Reference Inquiry — Visa Payment Account Reference Inquiry is a service that allows financial institutions and merchants to access useful information about a customer's Visa…
- Visa Pilot Program Enablement — Visa Pilot Program Enablement is a service that allows businesses to easily launch and manage pilot programs for new Visa products or services. This…
- Visa Underwriting Intelligence Solutions — Visa Underwriting Intelligence Solutions is a leading provider of data analytics and risk management solutions for financial institutions. With a focus on…
- VCA Data Exchange — VCA Data Exchange is a platform that allows businesses to securely exchange data with their partners, customers, and suppliers. Whether it's sharing…
- Visa Practical Money Skills Financial Education Platform — Visa Practical Money Skills Financial Education Platform is an online resource that provides valuable tools and information to help individuals improve…
- Visa Resolve Online — Visa Resolve Online is a platform developed by Visa that enables financial institutions and merchants to streamline the process of resolving disputed…
- Visa Europe Payment Stop Service — Visa Europe Payment Stop Service is a feature offered by Visa that allows cardholders to temporarily suspend or cancel any recurring or future payments set…
- Visa Subscription Manager — Visa Subscription Manager is a service that allows consumers to easily manage and control their recurring payments and subscriptions. With this platform,…
- Order Insight Digital — When cardholders are reviewing their card statement, confusion over if a purchase is legitimate is one of the most common occurrances. A cardholders first…
- Visa dCVV2 Generate — Visa dCVV2 Generate is a tool designed to help businesses generate dynamic card verification values (dCVV2) for online transactions. This security feature…
- Visa Risk Manager — Visa Risk Manager is a web portal that provides a comprehensive suite of fraud and risk management tools that can be accessed through Visa Online 24/7. It…
- Visa Token Service — Visa Token Service is a technology solution that aims to enhance the security and convenience of digital payments. It replaces sensitive card information…
- Visa Token Service Provisioning and Credential Management — Visa Token Service Provisioning and Credential Management is a secure platform that allows consumers to make purchases using a tokenized payment method,…
- Visa B2B Connect is built on Visa's capabilities and formidable core payments experience with distributed ledger technology to provide direct settlements of large-value transactions. Visa B2B Connect can help financial institutions and their clients overcome costly processes and geographic barriers, which translates to an improved, seamless end-to-end experience. — Visa Card Eligibility Service (VCES) is an account eligibility verification product enabling our issuers, merchants, partners, and developers to check…
- Visa Offers Platform — Visa�s Customers can get access to near real-time transaction data via the Visa Offers Platform to execute and manage their card-linked programs. For…
- Installment Transaction Service — The Installments Transaction Service allows you to offer Buy Now Pay Later (BNPL) plans to your customers through a set of APIs or on ISO. The plans can be…
- Kernel in the Cloud — Kernel in the Cloud is pioneering innovation via a software-based cloud infrastructure to democratize acceptance. It provides a secure, modular and service…
- Visa Direct Request to Pay — Send and receive payment requests with Visa Direct request to payInnovate and simplify services for you and your clients with our secure, fast and…
- Visa Mobile — Product integrates with a new e-commerce payment methodVisa Mobile is the new UX for cards e-commerce payments, that is mobile, quicker yet safe - builds on…
- Receiver Directed Payouts — Securely capture, validate, verify and store a receivers payment credentials within the Alias Directory Service, without the burden of being PCI compliant.
- Visa Direct Account and Wallet — Visa Direct Account and Wallet is built to help businesses deliver money to billions of endpoints worldwide through ACH, and faster payment networks1 via a…
- Visa Direct Connect — Visa Direct Connect reduces the effort to integrate with money movement methods, routes and endpoints supported by Visa Direct.
- Visa Chip L3 Testing Report Upload — Streamline L3 testing through the use of these APIs.
- Visa Travel Notification — Visa Travel Notification Service helps you avoid mistaken purchase declines while your cardholders are traveling by incorporating cardholder self-reported…
- DPS Card and Account — Enable issuers to manage their cardholders card and account informationDPS Card and Account Services supports a set of debit, credit, and prepaid card and…
- DPS Digital Services — DPS Digital Services partners with third-party service providers, integrating with their unique offerings to provide comprehensive business solutions and…
- DPS Forward — The best of Visa DPS issuer processing capabilities are accessible through a suite of APIs designed for digital banking platforms. Use DPS Forward to create…
- Visa Tokenized Asset Platform (VTAP) — VTAP provides the tools and infrastructure for banks to tokenize fiat currencies on blockchain networks. Clients can access and test VTAP capabilities…
- Visa B2B Payment Controls — Visa B2B Payment Controls offers authorization-based payment controls solutions for B2B market segments such as Government, Corporate, Commercial and Small…
- Visa Flexible Credential (VFC) — Visa Flexible Credential (VFC) enables Issuers and Fintechs to broaden the services they can provide to new and existing cardholders by enabling easy access…
- Visa Alias Directory — Visa Alias Directory Service is built to help simplify payments, improve the user experience, and protect sensitive payment credential information by using…
- Visa Installment Management — The Installment Management Service allows you to provide installment offers to all participating merchants at point-of-sale, online or in-store, giving your…
- Visa Faster Payments Gateway — Visa Faster Payments Gateway_supports both send and receive capabilities for credit transfers and request for return of funds. We set up the digital…
- VisaNet Connect — VisaNet Connect APIs enable Visa clients -- such as acquirers, acquirer-processors, and approved technology partners -- to process in-store, in-app, and…
- VisaNet Connect - Issuing — VisaNet Connect Issuing APIs are a portfolio of VisaNet Connect APIs that provide direct connectivity to VisaNet for issuers to approve and decline payments…
- Visa Account Management service API — The Account Management web services are used to manage payment controls for existing card accounts and to request virtual accounts while setting controls.…
- Visa Alert History API — Retrieve notification history for accounts and manage customer profiles for alert delivery.
- Visa Alerts Preference Management API — Manage cardholder alert delivery preferences including mobile numbers, email addresses, and device identifiers for notification delivery.
- Visa ATM Locator API — Search for Visa and Plus ATM locations by geographic coordinates, address, or other criteria to help cardholders find nearby cash access points.
- Visa Authorization Data API — Data API will provide the APIs to expose the commercial data (i.e. card financial, invoice data) and authorization data through RESTful Services. The idea…
- Visa B2B Connect API — Initiate, track, and manage large-value cross-border B2B payment transactions with direct settlement capabilities.
- Visa BIN File Transfer API — Transfer Account/Token Range File
- Visa BIN Files Metadata API — Get Bin Files Metadata including number of files, file names, sizes, checksum, creation date.
- Visa Business Data Corporate Setup API — Commercial Data API will provide the APIs to expose the commercial data i.e. card financial and invoice data through RESTful Services. The idea is to create…
- Visa Business Data Transactions API — Commercial Data API will provide the APIs to expose the commercial data i.e. card financial and invoice data through RESTful Services. The idea is to create…
- Visa Buyer Management Service API — The Buyer Service provides self-service capabilities that simplify and reduce the implementation process for new VPA buyers (and other downstream systems).…
- Visa Card on File Data Inquiry API — Retrieve information about where a cardholder's Visa payment credentials are stored on file with participating merchants.
- Visa CTP Checkout API — The Click to Pay Checkout API enables merchants to initiate and complete checkout transactions using stored Visa credentials, providing consumers with a…
- Visa CTP Consumer Management API — The Consumer Management API allows SRC Initiators to manage consumer profiles, including enrollment, identity verification, and credential management within…
- Visa Customer Rules API — Register consumer accounts and manage payment rules and thresholds that define which transaction types to block or alert on.
- Visa Data Tokens API — Retrieve tokenized data signals and insights from Visa's payment network for use in personalization, risk assessment, and business analytics.
- Visa Foreign Exchange Rates API — The Foreign Exchange Rates API provides an easy access to the Visas currency conversion rate for a given currency pair.
- Visa Full BIN List API — Access a complete list of all of the Visa BINs and their associated BIN Attributes
- Visa Funds Transfer API — Push and pull funds to and from Visa accounts for real-time money movement use cases including person-to-person transfers, business disbursements, and…
- Visa Funds Transfer Attributes Inquiry API — The Funds Transfer Attributes Inquiry API is often used with a funds transfer to/from a Visa payment account to determine key characteristics of a recipient…
- Visa In-App Provisioning for Apple Pay API — In-App Provisioning for Apple Pay
- Visa In-App Provisioning for Google Pay API — In-App Provisioning for Google Pay
- Visa In-App Provisioning for Samsung Pay API — In-App Provisioning for Samsung Pay
- Visa Issuer API — API that enables issuers to source acquirer BIN data directly from Visa
- Visa Issuer Stop Advice API — Issuers can place stop advices in VAU to block specific merchants from receiving an automatic VAU credential update (e.g., following reported fraud) while…
- Visa Merchant Search API — Search for merchants by name and location to retrieve Visa merchant identifiers and related details.
- Visa Nearby Merchants API — Discover nearby Visa-accepting merchants based on geographic coordinates or address information.
- Visa Offers Data API — Retrieve offer data available to the caller, filtered by various offer attributes such as merchant, category, location, and date range.
- Visa Payment Account Validation API — The Payment Account Validation API allows applications to run validations of the payment account before processing a transaction ensuring greater…
- Visa Payment Service API — The Payment web service is used for processing payments and sending payment remittance information to the appropriate suppliers.
- Visa Push Authorization Data API — PushNotification is a generic data channel to send Commercial Data to the end user over VDP. This API has capability to send Authorization data sets,…
- Visa Reference Data API — Retrieve reference data values used for offer filtering criteria including merchant categories, countries, and offer types.
- Visa Registered User Details Service API — Self Registration web services are used to register the new users.
- Visa Single BIN Lookup API — Lookup BIN Attributes for a single Payment Account or BIN
- Visa Single Use Account Pool Maintenance Service API — The Proxy web service is used for managing a pool of Single-Use Accounts (SUAs) linked to a proxy. With this web service, you can create proxy pool(s) for a…
- Visa Supplier Service API — The Supplier web service is used for creating and maintaining a supplier.
- Visa Termination Inquiry APIs API — Termination Inquiry API allows Acquirers to identify Merchants and Agents terminated by other Acquirers and pull the termination details directly from the…
- Visa Transaction Enrichment API — Enrich transaction data with additional merchant information including street addresses, URLs, logos, and contact details.
- Visa Universal Card Enrollment API — Universal Card Enrollment
- Visa URL Generation API — URL Generation API
- Visa VCS Enrollment API — The API is used to onboard and register companies, users and cards in Commercial Space
- Visa Account Updater Acquirer API — Visa Account Updater Acquirer API
- Visa Account Updater Merchant API — Visa Account Updater Merchant API for merchant enrollment and search.
- Visa Card Program Enrollment API — VCPE supports issuers that want to offer instant/digital issuance or re-issuance; as well as allow their cardholders to upgrade and downgrade cards in their…
- Visa Consent Management API — Visa Consent Management API
- Visa Supplier Matching Service API — Visa Supplier Matching Service
- Visa Supplier Matching Service Bulk API — VISA Supplier Matching Service
- Visa Workflows API — Workflows
Each property below is a page on APIs.io carrying the machine-readable artifact and what it says.
GraphQL schemas.
Which operations an agent can call, which act, and which need a human in the loop.
The data models the API reads and writes.
Data models expressed in JSON Structure.
Linked-data contexts for the provider's vocabulary.
The provider's domain terms, defined.
Example requests and responses.
- Visa Direct Push Funds Example
- Visa Foreign Exchange Rates Example
- Visa Global Atm Locator Example
- Visa Merchant Search Example
- Visa Payment Account Validation Example
- Visa Transaction Controls Example
Postman and Open Collection request collections.
- B2B Virtual Account Payment Method
- Card on File Data Inquiry
- API Collection
- Foreign Exchange Rates Account Management service API
- Foreign Exchange Rates Alert History API API
- Foreign Exchange Rates Alerts Preference Management API API
- Foreign Exchange Rates ATM Locator API API
- Foreign Exchange Rates Authorization Data API API
- Visa B2B Connect
- Foreign Exchange Rates B2B Connect API API
- Visa BIN Attribute Sharing Service
- Foreign Exchange Rates BIN File Transfer API
- Foreign Exchange Rates BIN Files Metadata API
- Foreign Exchange Rates Business Data Corporate Setup API API
- Visa Business Data Solutions
- Foreign Exchange Rates Business Data Transactions API API
- Foreign Exchange Rates Buyer Management Service API
- Foreign Exchange Rates Card on File Data Inquiry API API
- Visa Click to Pay
- Visa Consent Management Service
- Foreign Exchange Rates CTP Checkout API API
- Foreign Exchange Rates CTP Consumer Management API API
- Foreign Exchange Rates Customer Rules API API
- Visa Data Tokens
- Foreign Exchange Rates Data Tokens API API
- …and 44 more published on APIs.io
Spectral rulesets for the provider's contracts.
Authentication, trust centre, and vulnerability disclosure.
Published plans, tiers and prices.
Published request limits.
What the API costs to run, by operation.
Links to the company's own pages. This repository publishes no copy of their specifications — the canonical document is theirs and lives at the URLs below.
Kin Score 43.7 — developing · rubric 0.25.0 · scored 2026-10-23
| Facet | Score |
|---|---|
| Discoverability | 62.5 |
| Contract quality | 53.5 |
| Contract governance | 27.3 |
| Operational transparency | 7.9 |
| Developer ergonomics | 47.6 |
| Access clarity | 52.6 |
Agent readiness 45.4 — agent-ready (gated down from agent-native)
| Agent-readiness dimension | Result |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived (partial credit) |
| Reversibility Documented | verified |
| MCP Server | — |
| Auth Clarity | bound |
| Idempotency | — |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | verified |
| Event Surface Described | yes |
| Agent Skills | — |
| Well Known Catalog | — |
| Consent Identity | — |
| Agent Card | — |
| Dry Run Mode | — |
| Delegated Identity | — |
| Protected Resource Metadata | — |
| Dynamic Client Registration | — |
| Agentic Commerce | — |
| Pagination Ratio | na |
| Operation Distinctiveness | — |
Regulatory alignment 22.3 — Payments
The rubric is published at github.com/api-evangelist/kin-score. The per-check breakdown behind these numbers — which checks were earned, partial or missed — along with score history and how this provider compares to its peers, is available at apis.io/providers/visa/.
API Evangelist profiles a company's public API surface the way a developer would find it: the website, developer portal and documentation, the specifications it publishes, its public repositories, and its pricing, status and changelog pages. From that it derives the properties above — contracts split per API, workflows, schemas, collections, governance rules, plans and rate limits — and scores them against the published Kin Score rubric.
The artifacts are published on APIs.io, not in this repository. This repository is the public record for Visa: the place to say something is wrong, missing or out of date, and to ask for a re-score or a removal.
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